There was also an electric interurban that brought people into Schenectady from the smaller towns of Gloversville, Johnstown, Amsterdam, and Scotia where they could then get on the New York Central train. Traveling glove salesmen from Gloversville used the trains to make their sales calls.
This view shows State Street and the Lorraine Block, demolished in the 1960s. The little building next to it may have been some kind of entertainment venue; there are two signs advertising Lew Dockstader, a Vaudeville entertainer. There's also a big sign for Stoll Famous Lager.
The message on the front of the card, sent to Miss Lillian Wyckoff in 1907 reads:
I am having a dandy time. my address is 8 Romeyn Pl Schenectady N.Y. with this about the entertainment.
Your friend Nettie
Here's the back of the card.